Washington State Insurance Practice Exam

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Prepare for the Washington State Insurance Exam. Study with interactive flashcards and multiple-choice questions. Each question offers hints and explanations to help you succeed.

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Which type of coverage is added without additional premium?

  1. Primary Coverage

  2. Umbrella Coverage

  3. Additional Coverage

  4. Extended Coverage

The correct answer is: Primary Coverage

In this scenario, the correct answer is "Primary Coverage" because it is a base level of coverage that is typically included in the policy without charging an additional premium. Primary coverage provides the fundamental protection for the insured against specified risks. On the other hand, options B, C, and D all suggest additional or supplementary coverage that would usually come at an extra cost to the insured. Therefore, in the context of coverage added without increasing the premium, primary coverage fits the description accurately.

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