Washington State Insurance Practice Exam

When is a license not required for a nonresident independent adjuster in Washington State?

1. For adjusting a single loss only

2. For adjusting losses occurring only during a specific period

3. For adjusting a single loss or losses arising out of a catastrophe common to all such losses

4. For adjusting minor losses below a certain monetary threshold

The correct answer is: For adjusting a single loss only

In Washington State, a license is not required for a nonresident independent adjuster when they are adjusting a single loss only. This exception allows nonresident adjusters to handle a specific and isolated claim without having to obtain a full license in the state. It is important to note that this exemption applies specifically to adjusting a single loss and does not extend to multiple losses or ongoing claim activity. Options B, C, and D are not the correct answers because they involve specific conditions or thresholds that do not align with the exemption for a nonresident independent adjuster to handle a single loss only. These options impose additional requirements or circumstances that would necessitate a license for the adjuster, unlike the straightforward exemption provided for in option A.