Washington State Insurance Practice Exam

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Prepare for the Washington State Insurance Exam. Study with interactive flashcards and multiple-choice questions. Each question offers hints and explanations to help you succeed.

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What do general damages compensate for?

  1. Specific out of pocket expenses for medical, miscellaneous expenses, and loss of wages

  2. Compensate the injured person for pain and suffering, mental anguish, disfigurement, and other similar types of losses

  3. Indicate the time period the policy provides coverage

  4. Other valid insurance written on the same risk

The correct answer is: Compensate the injured person for pain and suffering, mental anguish, disfigurement, and other similar types of losses

General damages compensate the injured person for intangible losses such as pain and suffering, mental anguish, and disfigurement. These damages are meant to provide compensation for the non-economic impact the injury has caused. This distinguishes them from specific damages, which cover out-of-pocket expenses like medical bills and loss of wages. Options A, C, and D are not related to the concept of general damages in insurance.

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