Washington State Insurance Practice Exam

Absolute liability is mainly applied to which type of defendants?

1. Defendants involved in non-physical damages

2. Defendants engaged in hazardous activities

3. Defendants involved in general claim cases

4. Defendants seeking additional insurance

The correct answer is: Defendants engaged in hazardous activities

Absolute liability is a legal doctrine that holds individuals or entities strictly liable for any harm or damages caused by their actions, regardless of fault. It is commonly applied to situations involving hazardous activities such as construction work, transportation of dangerous substances, or manufacturing of hazardous materials. This is because these activities have a high potential for causing harm or damage, and absolute liability ensures that those responsible will be held accountable regardless of their intent or level of care. The other options (A, C, and D) do not involve inherently dangerous activities and therefore would not typically fall under the application of absolute liability.